Article III

Section 1.  These guidelines apply to all categories of membership:
         (a)  The applicant shall attend at least two meetings of the Association within six months prior to submitting an application for membership;
         (b)  The applicant shall submit an application to the Secretary of the Association;
         (c)  The applicant shall have at least a majority of the members present and voting to accept the application at a regular meeting following the submission of the application;
         (d)  The applicant must be present the night of the regular meeting at which the applicant is voted on.

Section 2.  The active membership of the Association shall be composed of individuals that are employees of insurance companies; independent adjusting firms; employees of claims departments of self insureds; risk managers and agents or brokers who are primarily engaged in loss and claims work; and attorneys who are qualified by their work and are acceptable to the Association.  Active memberships are to automatically cease upon termination of claims employment, except for those members in good standing at the time of their retirement; these individuals shall be permitted to continue their memberships in the Association, except in situations otherwise provided in these by-laws.  Any proposed active member must meet all of the guidelines applied to the general membership under Section 1 of this article.

Section 3.  Upon the written request of any member of the Association, the Grievance Committee shall consider the suggestion that a member be expelled.  Upon a two-thirds vote by the Executive Committee, the member shall be expelled.

Section 4.  Any member three months or more in arrears with dues shall be automatically dropped from the membership.  The person may be reinstated by filing a new application and submitting it with the delinquent dues.

Section 5.  Any active member in good standing whose employment ceases in claims work shall be afforded up to 90 days to seek other employment in claims in order to maintain active membership in the Association.

Section 6.  The Executive Committee may of its own motion grant Honorary Memberships and Life Memberships to individuals for long and meritorious service.  Neither Honorary or Life members have to adhere to Section 1 and they are not required to pay dues.  Honorary members shall not be permitted to vote or hold office.